History of the CPCD
The Caisse Populaire Coopérative de la Douane is a 1st category savings and credit cooperative, created in 1975.
She now has over 04 decades of experience in collecting savings and providing credit to over 3000 members. It belongs to all of its members and aims to ensure their economic and social well-being.
It currently has three (03) agencies: Douala, Melong and Yaoundé.
What is CPCD?
The Caisse populaire Coopérative de la Douane is a group of people, endowed with a non-profit legal personality with variable capital, based on the principles of union, solidarity and mutual assistance, while having the aim of collecting the savings of its members and grant them loans.
Principles of CPCD
The Caisse populaire Coopérative de la Douane obeys cooperative principles such as :
- – Free membership and resignation
- – Democratic management
- – No racial, tribal, political or religious discrimination
- – Favorable interest rate on loans
- – Education rights
- – Proportionate distribution of the surplus.
To be a member of the CPCD, you must first adhere to its Principles. Then:
- Complete the membership form available at our offices.
- Provide 02 recent 4×4 photo cards identical in color.
- Provide a photocopy of the CNI.
- Complete the membership form available at our offices
- Provide 02 4 x 4 photo cards per account signatory
- Photocopy of the CNI of the signatories
- Provide a copy of the statutes and internal regulations
- Provide a copy of the minutes that names the signatories of the account.
- Pay your membership fees: 10,000 FCFA
- Subscribe at least one share: 1,400 FCFA
- Subscribe to the construction fund (100,000 FCFA)
To subscribe to daily savings, you must :
- The membership form,
- Provide 02 4×4 photo cards,
- Pay your membership fees (1,000) FCFA.
Duties of Members
The members of the Caisse Populaire Coopérative de la Douane have the duty :
- Save regularly (at least once a month a minimum amount of 5,000 FCFA)
- Borrow wisely to ensure their economic and social well-being
- To repay promptly by respecting the deadlines and also paying the interest that sustains their cooperative
- To participate in assemblies and contribute to resolutions
- To show a good cooperative spirit
- Inform non-members and encourage them to join
- To comply with the statutes, internal regulations, cooperative principles and the laws in force.